Complete folder anatomy for all 649 cybersecurity skills + update LICENSE to Mahipal

- Add scripts/agent.py and references/api-reference.md to all remaining skills
- Update all 648 LICENSE files: copyright now reads 'Mahipal'
- Add implementing-security-monitoring-with-datadog (new skill with full anatomy)
- All 649 skills now have: SKILL.md, LICENSE, scripts/agent.py, references/api-reference.md

skills/implementing-just-in-time-access-provisioning/references/api-reference.md

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+# API Reference: Implementing Just-In-Time Access Provisioning
+
+## Azure AD PIM API (JIT for Azure)
+
+```python
+import requests
+headers = {"Authorization": "Bearer <token>"}
+# Activate eligible role
+requests.post(
+    "https://graph.microsoft.com/v1.0/roleManagement/directory/roleAssignmentScheduleRequests",
+    headers=headers,
+    json={"action": "selfActivate", "roleDefinitionId": ROLE_ID,
+          "directoryScopeId": "/", "justification": "Incident response",
+          "scheduleInfo": {"expiration": {"type": "afterDuration", "duration": "PT4H"}}})
+```
+
+## JIT Risk-Based Approval
+
+| Risk Level | Approval | Max Duration |
+|-----------|----------|-------------|
+| Low | Auto-approve | 4 hours |
+| Medium | Manager | 8 hours |
+| High | Manager + Security | 4 hours |
+| Critical | CISO + Manager + Security | 2 hours |
+
+## AWS IAM Access Analyzer
+
+```bash
+# Find unused permissions for JIT conversion
+aws accessanalyzer list-findings --analyzer-arn ARN --filter '{"status": {"eq": ["ACTIVE"]}}'
+```
+
+## CyberArk PAS REST API (JIT Privileged Access)
+
+```bash
+# Request JIT access
+curl -X POST "https://VAULT/PasswordVault/api/MyRequests" \
+  -H "Authorization: $TOKEN" \
+  -d '{"AccountId": "ACC_ID", "Reason": "Maintenance", "TicketingSystemName": "ServiceNow"}'
+```
+
+## Key Metrics
+
+| Metric | Target |
+|--------|--------|
+| Avg approval time | < 15 min |
+| Auto-approval rate | 40-60% (low risk) |
+| Standing privilege reduction | > 80% |
+| Expired access auto-revoked | 100% |
+
+### References
+
+- Azure PIM: https://learn.microsoft.com/en-us/azure/active-directory/privileged-identity-management/
+- CyberArk JIT: https://docs.cyberark.com/
+- NIST 800-53 AC-6: Least Privilege